feat: avatar by link, loaded by the browser; Files nests workspaces under owners' homes

- POST /api/me/avatar/url stores the https link (users.avatar_link) instead
  of downloading it; GET /api/me/avatar and /api/users/:id/avatar answer 302
  to it (no referrer). Link rules: https, no userinfo, <= 2048 chars, no
  localhost or private/reserved IP literal. Upload and link replace each other.
- Settings -> Account first loads the link as an embedded image and refuses
  one this browser cannot show: a picture behind a login (Mattermost's
  /api/v4/users/<id>/image) gets no cookie cross-site and 401s.
- Files sidebar: each workspace under its owner's home, chevrons remembered
  per browser (agenthub.files.homesOpen); ownerless ones stay flat.

client/src/pages/__tests__/__snapshots__/screens.snapshot.test.tsx.snap

@@ -7244,7 +7244,7 @@ exports[`screen snapshots > Settings — about 1`] = `
                 <span
                   class="text-status-warning/90"
                 >
-                  UI build v2.8.18 (rebuild client to match)
+                  UI build v2.8.19 (rebuild client to match)
                 </span>
               </p>
             </div>